HULL: the policy is to provide indemnity for loss, damage or liability that may arise from their use. The scope of cover provided is either an “all risks” or “total loss only” while the policy always carries a deductible of about 10% of the value of the vessel or yacht.

To enable us submit quotation, we require the current inspection report done by a qualified marine engineer on the vessel as well as the type of cover required.

CARGO: the policy is to provide indemnity for loss or damage to imported goods being conveyed by sea or air. The All Risks type of cover known as Clause “A” provides indemnity to the insured in the event of total or partial loss of the goods while the restricted cover known as, Clause “C” would provide indemnity in the event of total loss only.

To enable us provide the premium payable in this regard, we would require information on the nature and value of goods being imported as well as the type of cover required.

Marine Insurance

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